Skip to main content

X-1PAY Disbursement Process

This article explains how X-1PAY disbursements work: timelines, emails, and transaction types.

Caroline avatar
Written by Caroline
Updated this week

1. Payment Timing

  • Standard timeline: FBOs are paid 2 business days after the transactions occur.

  • Example:

    • Transactions processed on Monday → Paid Wednesday around 12:30 PM local time.

    • Transactions processed on Friday → Paid Tuesday around 12:30 PM local time (due to the weekend).


2. Payout Reports

  • Report Name: X-1 Disbursement

  • Generated: The evening of the payout day (around 8:30–9:00 PM local time).

  • Email Report Delivery: Sent automatically to the payout contact email on file for the FBO.

  • Updating email recipients: If the payout contact needs to be changed, support can update the email address in system settings.


3. Transaction Capture Process

A. Physical Terminal Transactions

  • Payments are placed in Authorized status immediately after the sale.

  • Auto-capture occurs ~4 hours after the transaction, then the payment is sent for disbursement.

B. Manually Entered Transactions

  • Payments keyed in by a CSR directly in the X-1 interface (no physical terminal) are captured via the nightly auto batch job at 11:00 PM local time.

  • All transactions captured by this time are included in the same day’s batch for settlement. Manual transactions after 11:00PM local time fall into the next days batch


4. Quick FAQ for Support Responses

Q: Why haven’t I received my payout email yet?
A: Payouts are deposited around 12:30 PM on the scheduled day, but the report is generated that night of the payout around 8:30–9:00 PM.

Q: Where is my payout report sent?
A: It’s sent to the payout contact email on file. Support can check this for you.

Q: Do terminal and manual transactions settle differently?
A: Yes — terminal sales auto-capture within 4 hours, manual entries are captured during the 11 PM nightly batch.

Did this answer your question?